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Personal Item Insurance

Although taking care of your own health and safety should always be your first priority on any trip, it is important to consider the well-being of the possessions you choose to bring along with you, whether they serve as critical travel tools or leisure items.  Accidents and unfortunate encounters do happen, and while there are steps you can take to avoid damage, loss, or theft, your expensive belongings will always be vulnerable.  If you are traveling through the university, expensive equipment procured through the school will likely be covered in the event of a mishap.  If not, the liability may rest on your shoulders.  Fortunately, you have the option of purchasing travelers’ insurance to safeguard the monetary value of your investments.  Please use the links below to establish a coverage plan that fits your needs.

Travel Insurance Plans

Travel Insurance Plans usually provide travel medical coverage and theft/damage coverage of up to $1000. www.travelguard.com

Homeowners’/Renters’ Insurance

Your more expensive personal items may already be covered through your homeowners’ or renters’ insurance policy.  Check with your agent to see if the items you plan to bring qualify. If not, your insurance provider may be able to offer a temporary coverage for those items at an additional expense.

Personal Property Insurance

If you aren’t currently subscribed to a homeowners’ or renters’ insurance policy, or if your current policy cannot cover the expensive items you choose to travel with, a personal articles policy may be the best choice for you.   Many major insurance firms will offer this type of insurance.